We provide assistance to newcomers in understanding the Canadian real estate market, including the costs involved in buying a home. Our goal is to help these individuals build equity rather than paying rent, taking advantage of their employment and credit sources. We specialize in finding the best mortgage rates and options for newcomers who are looking for higher loan amounts, with a minimum down payment of 20%. However, we also offer flexibility on the down payment, with the possibility of as little as 5% down. Additionally, we can explain homebuyer incentive programs and down payment assistance options that may be available. As mortgage brokers, we have access to all of Canada's top lenders, allowing us to tailor a mortgage product to your specific needs and secure the best rate possible. We also provide access to innovative tools that can enhance the efficiency of the first-time home buying experience.