We specialize in helping newcomers to Canada understand the ins and outs of the real estate market and the associated costs involved. Our goal is to help you build equity in a home rather than paying rent, taking advantage of your employment and credit sources. We can find the best rates and mortgage options for those looking for higher loan amounts, with a down payment of at least 20%, or even as little as 5% with more flexibility. We will also provide information on homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, we can tailor a mortgage product to meet your specific needs and secure the best rate, even if you don't qualify at your bank due to limited credit or employment history. Additionally, we provide innovative tools to streamline the first-time home buying process in Canada.