Self Employed

Self-employed individuals can benefit from our low rates and excellent mortgage options. We offer fast approval, even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income due to claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be useful for you. We accept dividend and investment income, as long as there is stability and proof provided. To proceed with the mortgage application, we will need a few documents, including the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also provide tailored options for Business For Self (BFS) borrowers. Give us a call to discuss further!

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