First Time Home Buyers
If you are considering buying your first property, we can help make the transition from renting to owning seamless and hassle-free. Our team of experts will handle all the financial details, ensuring that you quickly find your perfect property. Our education-focused approach will guide you through every step of the process, providing clear next steps and an easy-to-use online application that will kick-start the process accurately.
We offer tools and guidance that streamline document submission, making the process of buying a property easier than ever before. Our detailed assessments will aid in budget planning, helping you understand and plan for all associated costs, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, determine how much down payment you need, and calculate how much you can afford to buy and what your monthly payments will be.
We pride ourselves on designing custom-tailored mortgage products that fit your unique needs. Our team will set you up with a mortgage pre-approval and lock in the best rate for you. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. Even if you don't qualify at your bank, we can submit your application to other lenders who may be able to help.
In addition, we provide access to the most innovative tools in Canada to help reduce errors, improve efficiencies, and save you time throughout the buying process. We understand that buying a property can be overwhelming, but with our expertise and resources, we can make the process as smooth and efficient as possible.