First Time Home Buyers

If you are considering buying your first property, we can help make the transition from renting to owning seamless and hassle-free. Our team of experts will handle all the financial details, ensuring that you quickly find your perfect property. Our education-focused approach will guide you through every step of the process, providing clear next steps and an easy-to-use online application that will kick-start the process accurately.

We offer tools and guidance that streamline document submission, making the process of buying a property easier than ever before. Our detailed assessments will aid in budget planning, helping you understand and plan for all associated costs, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, determine how much down payment you need, and calculate how much you can afford to buy and what your monthly payments will be.

We pride ourselves on designing custom-tailored mortgage products that fit your unique needs. Our team will set you up with a mortgage pre-approval and lock in the best rate for you. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. Even if you don't qualify at your bank, we can submit your application to other lenders who may be able to help.

In addition, we provide access to the most innovative tools in Canada to help reduce errors, improve efficiencies, and save you time throughout the buying process. We understand that buying a property can be overwhelming, but with our expertise and resources, we can make the process as smooth and efficient as possible.

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Getting pre-approved for a mortgage is an essential step in the home buying process. Not only can it save you time, but it also helps determine the purchase price that you can afford. By getting pre-approved, you will have a clear understanding of how much money you can borrow from a lender, which can streamline your search for your dream home.

Once you have been pre-approved, you can start looking for a property with confidence. Knowing exactly how much you can borrow gives you the peace of mind to shop within your budget. This will help you avoid wasting time on properties that are outside of your price range and enable you to focus on homes that you know you can afford.

In addition to determining the purchase price, getting pre-approved also allows you to lock in your mortgage rate. This can provide rate assurance, protecting you from any potential increases in interest rates during the home buying process. By locking in your rate, you can ensure that you are getting the best possible rate for your mortgage.

The pre-approval process is fast and efficient, designed to speed up the overall approval process. This means that you can get pre-approved quickly and start searching for your dream home without any unnecessary delays. By taking this initial step, you can be confident in your financial situation and be ready to make an offer when you find the perfect property.

In conclusion, getting pre-approved for a mortgage is crucial when it comes to buying a home. It not only saves you time but also helps determine your purchase price and allows you to shop for properties confidently. By getting pre-approved, you can lock in your mortgage rate and enjoy rate assurance while searching for your dream home. The fast pre-approval process ensures that you can start your home buying journey without any unnecessary delays.

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First time buyer or refinancing? Call for a free quote!

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