Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been previously declined, we can still provide you with a mortgage solution. Our options take into consideration the reduced taxable income that comes from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage is a great option. We also accept dividend and investment income, as long as it can be proven and is stable. In order to apply, you will need to provide various documents including the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. If you're a Business For Self borrower, we have tailored options available just for you. Reach out to us and give us a call!

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