Our services aim to help newcomers in Canada understand the real estate market and the costs associated with it, such as closing costs and adjustment costs. We encourage individuals to build equity rather than pay rent, taking advantage of employment and credit sources. We also assist newcomers in finding the best mortgage rates and options, particularly for loan amounts over $1 million with a minimum of 20% down payment saved. Alternatively, we provide more flexibility on down payment options, allowing for as little as 5% down. We are knowledgeable about homebuyer incentive programs and can guide clients through various down payment assistance options. With access to several top lenders in Canada, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage product to meet specific needs. Our services also include access to innovative tools that facilitate an efficient first-time home buying experience.