Self-employed individuals can enjoy low rates and excellent mortgage options that are specifically designed for them. With fast approval, even after previous declines, these mortgage options take into consideration the reduced taxable income from claimed expenses. One useful tool is the Stated Income mortgage, which considers expenses that impact qualifying income. Additionally, dividend and investment income can be accepted, as long as there is stability and proof requirements. To apply for these options, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to various top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, these options are tailored for self-employed borrowers. For more information, feel free to give me a call.