At Mortgages for People New to Canada, we aim to help newcomers understand the Canadian real estate market and the associated costs such as closing costs and adjustment costs. Instead of paying rent, we encourage newcomers to build equity by taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for those looking for higher loan amounts, with a minimum of 20% down payment saved and flexibility on down payment with as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can customize mortgage products that meet your specific needs and secure the best rate, even if you have limited credit or employment history. Furthermore, we offer innovative tools that enhance the efficiency of the first-time home buying experience in Canada.