Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we can provide fast mortgage approval. Our mortgage options take into account your reduced taxable income from claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage can be highly beneficial. We also accept dividend and investment income, but stability and proof requirements apply. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today to find out more!

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