Our Mortgages for People New to Canada program aims to assist newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. By opting for a mortgage instead of paying rent, newcomers can build equity and benefit from employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers looking for higher loan amounts (over $1 million) with at least a 20% down payment saved. Additionally, we offer flexibility on down payments, with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized mortgage product that fits your needs and locks in the best rate, even if you don't qualify at your bank due to limited credit and employment history. Take advantage of our innovative tools in Canada for an efficient first-time home buying experience.