Self-employed individuals can take advantage of low interest rates and great mortgage options. Getting approved for a mortgage is quick and easy, even if you have been declined before. Mortgage options for self-employed individuals consider the reduced taxable income caused by claimed expenses. For those whose qualifying income is affected by expenses, the Stated Income mortgage option can be beneficial. Dividend and investment income is also accepted, as long as stability and proof requirements are met. To apply for a mortgage, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, and contracts or financial statements. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available, all of which accept reasonable income estimates. Options can be tailored specifically for borrowers who are self-employed. Call me for more information!