Self Employed

Are you self-employed and looking for a mortgage? Look no further! We offer low rates and excellent mortgage options specifically designed for individuals like you. Our streamlined process ensures fast approval, even if you have been declined in the past.

One of the key advantages of our self-employed mortgage options is that we consider your reduced taxable income due to claimed expenses. We understand that as a self-employed individual, you may have various expenses that impact your qualifying income. With our Stated Income mortgage, you can still qualify for a mortgage based on your actual income, rather than what is stated on your tax return.

We also accept dividend and investment income, as long as it meets stability and proof requirements. This means that if you have income generated from investments or receive dividends, we can take that into account when evaluating your mortgage application.

To apply for a self-employed mortgage, you will need to provide several documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us verify your income and assess your eligibility.

The best part is that we have access to a wide range of Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means we can find the best option for you based on your unique needs and income estimates.

If you are a business owner or self-employed individual interested in our tailored mortgage options, give us a call. Our team of experts is ready to guide you through the process and help you secure the mortgage that suits your needs. Don't miss out on this opportunity - contact us today!

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