Self Employed

We offer attractive mortgage rates and excellent mortgage options for self-employed individuals. We understand the unique challenges faced by self-employed borrowers and provide fast mortgage approval, even if you have been declined in the past. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses. We also offer Stated Income mortgages, which are ideal for individuals with expenses that impact their qualifying income. Additionally, we accept dividend and investment income, provided there is stability and proof. To apply, you will need to submit certain documents, including the Notice of Assessment, T1 Tax Statement, proof of business ownership, financial statements, and business license. We have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. Contact us today to explore the tailored options we have available for self-employed borrowers like you.

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