We specialize in assisting newcomers to Canada with understanding the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. Our goal is to help these individuals build equity instead of paying rent, taking advantage of employment and credit sources. We also provide guidance in finding the best rates and mortgage options for higher loan amounts (over $1 million) with a minimum down payment of 20%. Additionally, we offer flexibility on down payment requirements, accepting as little as 5% down. We can explain homebuyer incentive programs and down payment assistance options as well. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage product that suits your specific needs and locks in the best interest rate. We have access to innovative tools that can make the first-time home buying experience efficient and seamless.