For newcomers to Canada, our services aim to provide assistance in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. We encourage individuals to build equity rather than pay rent, as they can benefit from employment and credit sources. We also help newcomers find the best rates and mortgage options, particularly for those looking for higher loan amounts (over $1 million) with at least a 20% down payment saved, and offer more flexibility on down payments, with as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized mortgage product that fits the individual's needs and locks in at the best rate. We also provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.