Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options to meet your needs. Our fast approval process ensures that even if you have been declined in the past, we can still provide you with a mortgage. Our options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer a Stated Income mortgage for those with expenses that impact their qualifying income. We accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer options specifically tailored for Business For Self (BFS) borrowers. For more information, please give us a call.

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