Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even those who have been previously declined can get approved quickly. Our mortgage options take into account the reduced taxable income that comes with claimed expenses. If you have high expenses that are impacting your qualifying income, our Stated Income mortgage could be the perfect solution for you. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self borrowers. Give us a call today to discuss your mortgage needs.

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