First Time Home Buyers

If you are considering buying your first property, we can help make the transition from renting to owning seamless. Our experts will handle all the financial details to quickly find your perfect property. Our education-focused approach and clear next steps, along with our easy-to-use online application, will kick-start the process accurately. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning, including the closing and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine the down payment, affordability, and monthly payments. Additionally, we will design a custom-tailored mortgage product, set up mortgage pre-approval, and secure the best rate. Even if you don't qualify at your bank, we have access to Canada's top lenders including banks, mortgage finance companies, credit unions, and alternative financers. Lastly, we offer access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before beginning the process of getting a mortgage, it is essential to obtain pre-approval and secure a favorable interest rate. Pre-approval serves as a valuable tool in saving time and establishing the budget for your ideal home. Additionally, it allows for an assessment of how much money can be borrowed from a lender. By working closely with a mortgage professional, a personalized mortgage product can be created to suit your specific needs. The pre-approval process is fast, expediting the overall approval process and providing confidence when shopping for properties.

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First time buyer or refinancing? Call for a free quote!

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