Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures a quick turnaround, even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes with claiming expenses, making it easier for self-employed individuals to qualify. Our Stated Income mortgage is particularly helpful for those whose qualifying income is impacted by their expenses. We also accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today and let us help you find the perfect mortgage solution.

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