We offer assistance to newcomers in understanding Canadian real estate and associated costs such as closing costs and adjustment costs. Our goal is to help you build equity instead of paying rent, taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts (over $1 million) and have at least a 20% down payment saved, as well as offering more flexibility on down payments with as little as 5% down. We will also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, we can create a customized mortgage product that fits your needs and locks in the best rate, even if you don't qualify at your bank due to limited credit and employment history. Additionally, we can provide you with innovative tools in Canada to ensure an efficient first-time home buying experience.