We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique challenges that self-employed individuals face when applying for a mortgage, which is why we strive to provide fast approval, even for individuals who have been declined in the past. Our mortgage options take into consideration the reduced taxable income due to claimed expenses, making it easier for self-employed individuals to qualify. We also offer Stated Income mortgages for those who have significant expenses impacting their qualifying income. Dividend and investment income are also accepted, but stability and proof requirements must be met. To apply for these mortgage options, we require documentation such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. If you're a self-employed individual looking for a mortgage, reach out to us for tailored options. Give us a call today!