We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have previously been declined. Our mortgage options take into account the reduced taxable income that can result from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage is a useful option for you. We also accept dividend and investment income, though stability and proof requirements apply. To apply for a mortgage, you will need to provide a Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who are willing to consider reasonable income estimates. If you are a Business for Self (BFS) borrower, we have tailored options available just for you. Contact us for more information!