Our mortgage services for newcomers to Canada aim to provide assistance in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We believe in helping newcomers build equity rather than paying rent, allowing them to benefit from employment and credit sources. Whether you are looking for a higher loan amount (over $1 million) with a minimum down payment of 20% or more flexibility on down payment with as little as 5% down, we can help you find the best rates and mortgage options. Additionally, we offer guidance on homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage product that meets your needs and secures the best rate, even if you face challenges such as limited credit and employment history. Finally, we provide innovative tools to ensure a streamlined first-time home buying experience in Canada.