Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options tailored for individuals like you. Our fast approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for you to qualify. If your qualifying income is affected by expenses, our Stated Income mortgage could be useful for you. We also accept dividend and investment income, as long as you can provide stability and proof. The required documents for your application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, ensuring that you have access to a wide range of options. If you are a Business For Self (BFS) borrower, we have specific options tailored for your needs. Contact us today for more information.

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