Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer a Stated Income mortgage for those who have expenses that impact their qualifying income. We accept dividend and investment income, as long as it can be proven stable through the required documentation. Speaking of documentation, we will need the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide you with reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. So give us a call today and let us help you find the perfect mortgage solution for your self-employed situation.

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