First Time Home Buyers
If you're considering buying your first property, we can help you make a smooth transition from renting to owning. Our expert team will handle all the financial details, allowing you to quickly find the perfect property for you.
With our education-focused approach, we will guide you through each step of the process, ensuring you have a clear understanding of what needs to be done. Our online application is easy to use and will kick-start the process accurately, saving you time and effort.
We provide tools and guidance that streamline document submission, making it easier for you to provide the necessary paperwork. Our detailed assessments will aid in budget planning, giving you a clear picture of the associated costs, including closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, determine the amount of down payment you need, calculate how much you can afford to buy, and estimate your monthly payments.
We understand that everyone's mortgage needs are different, which is why we design a custom-tailored product that fits your specific requirements. We can set you up with a mortgage pre-approval and secure the best rate for you. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means we can still submit your application to other lenders who may be able to assist you.
By using the most innovative tools in Canada, we aim to reduce errors, improve efficiencies, and save you time throughout the process. These tools are designed to make your experience as smooth as possible, ensuring a seamless transition from renting to owning your first property.