Self-employed individuals can take advantage of low rates and excellent mortgage options. They can benefit from fast approval, even if they have faced previous declines. These mortgage options consider the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. The Stated Income mortgage is particularly useful for those with expenses that impact their qualifying income. Dividend and investment income are also accepted, as long as stability and proof requirements are met. To apply, the required documents include the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, financial statements, and copies of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers is available, all of whom accept reasonable income estimates. Options tailored specifically for Business for Self borrowers are also available. For more information, feel free to contact me.