We specialize in providing mortgages for individuals who are new to Canada, offering comprehensive guidance on the Canadian real estate market and the associated costs such as closing costs and adjustment costs. Our aim is to help these newcomers build equity instead of paying rent, allowing them to benefit from employment and credit sources. We also assist in finding the best rates and mortgage options for those seeking higher loan amounts (over $1 million), with a minimum 20% down payment saved and even more flexibility with a down payment as low as 5%. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. Our extensive network of lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers, allows us to design a custom-tailored mortgage product that meets your specific needs and secures the best rate possible, even if you have limited credit or employment history. We provide access to innovative tools in Canada to ensure a smooth and efficient first-time home buying experience.