Self Employed

We offer low rates and excellent mortgage options for self-employed individuals. Our fast mortgage approval process is specifically designed to help those who have been previously declined. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is particularly useful for those whose expenses impact their qualifying income. We also accept dividend and investment income, as long as stability and proof can be provided. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers. If you're interested, please don't hesitate to give us a call.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.