We offer assistance to newcomers in Canada to help them understand the real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help them build equity in a home rather than continuing to pay rent and to take advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for larger loan amounts (over $1 million) and have at least a 20% down payment saved. We also provide information on homebuyer incentive programs and down payment assistance options. With our access to a wide range of lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage product that fits your needs and locks in the best rate, even if you have limited credit or employment history. Additionally, we offer innovative tools to make the first-time home buying experience more efficient.