Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process even accommodates those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. Our Stated Income mortgage is particularly useful for individuals whose qualifying income is affected by expenses. We also accept dividend and investment income, provided there is stability and sufficient proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today for more information.

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