Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the challenges that self-employed individuals face when it comes to getting a mortgage, which is why we provide fast approval even if you have been declined in the past. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage could be the right option for you. We also accept dividend and investment income, as long as you can provide stability and proof of income. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self borrowers. Give us a call today to discuss your mortgage needs.

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