Our Mortgages for People New to Canada program aims to assist newcomers in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. Instead of paying rent, newcomers can build equity and benefit from employment and credit sources. We provide the best rates and mortgage options for those looking for higher loan amounts (over $1 million) with at least a 20% down payment saved, as well as more flexibility on down payment with as little as 5% down. We also explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative lenders, we can design a customized mortgage product that fits your needs and locks in the best rate, even if you don't qualify at your bank due to limited credit or employment history. Additionally, our program offers innovative tools for an efficient first-time home buying experience.