We specialize in mortgages for people new to Canada, providing guidance on understanding Canadian real estate costs such as closing and adjustment costs while assisting in building equity instead of paying rent. We offer the best rates and mortgage options for newcomers seeking higher loan amounts over $1 million, with flexibility on down payments ranging from 5% to 20%. Additionally, we educate clients on homebuyer incentive programs and down payment assistance options. With access to various lenders, we can tailor a mortgage product to suit your needs, even if you have limited credit or employment history, ensuring the best rates and a smooth first-time home buying process in Canada.