Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, including the use of Stated Income mortgages for those with expenses that impact qualifying income. Dividend and investment income are accepted with stability and proof requirements in place. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is available to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so give a call for more information!