Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we can provide fast mortgage approval for you. Our mortgage options take into consideration your reduced taxable income due to claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage will be useful for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Please feel free to give us a call for more information.

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