Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have been declined in the past. Our mortgage options take into account the reduced taxable income that may result from claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage can be extremely useful. We also accept dividend and investment income, as long as there is stability and proof available. Required documents for mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Please give us a call to discuss your mortgage needs.

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