Our services cater to newcomers in Canada who are interested in understanding the real estate market and associated costs such as closing costs and adjustment costs. We aim to help these individuals build equity and avoid paying rent by providing assistance with employment and credit sources. Additionally, we specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with a minimum down payment of 20%, though we also offer more flexibility with as little as a 5% down payment. Furthermore, we provide information on homebuyer incentive programs and options for down payment assistance. With access to top lenders in Canada including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a tailored mortgage solution that suits your needs, regardless of limited credit or employment history. Lastly, we offer innovative tools to ensure an efficient first-time home buying experience.