Our Mortgages for People New to Canada program aims to assist newcomers in understanding Canadian real estate and its associated costs. We provide guidance on closing costs and adjustment costs, allowing newcomers to build equity instead of paying rent. Through our program, newcomers can find the best rates and mortgage options, even for loan amounts over $1 million, with a minimum 20% down payment saved. We also offer flexibility on down payment requirements, with as little as 5% down. Additionally, we educate individuals about homebuyer incentive programs and down payment assistance options. Our access to Canada's top lenders enables us to design a customized mortgage product that suits your needs, even if you have limited credit and employment history. Lastly, we leverage innovative tools in Canada to ensure an efficient first-time home buying experience.