Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process is especially beneficial for those who have been previously declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is particularly useful for individuals whose qualifying income is impacted by their expenses. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured that we work with top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who understand the unique financial needs of self-employed individuals. If you are a Business For Self (BFS) borrower, we have tailored options just for you. Give us a call today to learn more about our self-employed mortgage options.

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