We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval, even for those who have been previously declined. We understand the unique financial situation of self-employed individuals and take into consideration their reduced taxable income due to claimed expenses.

One mortgage option that may be particularly useful for self-employed individuals is the Stated Income mortgage. This option takes into account the expenses that impact qualifying income, allowing borrowers to provide a more accurate picture of their financial situation.

We also accept dividend and investment income, but require stability and proof in order to consider it as part of the qualification process. This means providing documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

Our network includes top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders understand the unique needs of self-employed individuals and are willing to accept reasonable income estimates when determining eligibility.

We also offer options tailored specifically for Business For Self (BFS) borrowers. If you are self-employed and looking for a mortgage, give us a call. We can help you navigate the process and find the best mortgage option for your needs.