Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. One of our key benefits is fast mortgage approval, even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that can result from claimed expenses. If you have significant expenses impacting your qualifying income, our Stated Income mortgage may be a suitable option for you. Additionally, we accept dividend and investment income as long as stability and proof requirements are met. To apply, you will need to provide several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options specially tailored to your needs. Contact us today for more information!

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