Self-employed individuals can take advantage of low rates and excellent mortgage options. These options include fast approval, even for those who have been declined in the past. Self-employed mortgage options also take into account reduced taxable income from claimed expenses. For individuals with expenses that impact qualifying income, a Stated Income mortgage is a useful option. Dividend and investment income are also accepted, as long as stability and proof requirements are met. To qualify for these options, certain documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available, with the ability to provide reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also available. Contact us for more information.