For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. Instead of paying rent, we encourage newcomers to build equity by purchasing a home and taking advantage of employment and credit sources. We can help newcomers find the best mortgage rates and options, including for loan amounts over $1 million with a minimum down payment of 20%, or for those who have saved only 5% for a down payment but need more flexibility. We also explain homebuyer incentive programs and down payment assistance options. With access to top lenders in Canada, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that meets your mortgage needs, even if you have limited credit and employment history. Additionally, we provide innovative tools to streamline the first-time home buying experience.