We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast approval process ensures that even if you have been declined in the past, we can still help you obtain a mortgage. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses for self-employed individuals. Our Stated Income mortgage option is particularly beneficial for those whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as there is stability and proof provided. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call for more information!