Self-employed individuals can benefit from low rates and excellent mortgage options. Fast mortgage approval is available, even for those who have been declined in the past. These mortgage options take into account the reduced taxable income that comes from claimed expenses. The Stated Income mortgage is particularly useful for individuals with expenses that impact their qualifying income. Dividend and investment income are also accepted, provided there is stability and proof. To apply, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers is available, and these lenders accept reasonable income estimates. There are also options specifically tailored for Business For Self (BFS) borrowers. For more information, give me a call!