We offer low rates and excellent mortgage options for self-employed individuals, with fast approval even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses. We also offer a Stated Income mortgage, which is beneficial for those whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as the stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. For more information, please give us a call.