Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, our fast approval process can help you secure the financing you need. Our self-employed mortgage options take into consideration the reduced taxable income that often comes with claimed expenses. If your expenses impact your qualifying income, our Stated Income mortgage can be a valuable solution. We also accept dividend and investment income, as long as it can be proven and shows stability. In terms of documentation, you will need to provide your Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of either the Article of Incorporation or your business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. If you are a Business For Self borrower, we have options tailored specifically for you. Give us a call today to discuss your mortgage needs.

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