Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that often occurs as a result of claimed expenses. For individuals whose expenses impact their qualifying income, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, provided there is stability and proof. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to learn more about our self-employed mortgage options.

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