First Time Home Buyers

If you are thinking about buying your first property, we offer a seamless transition from renting to owning. Our team of experts will handle all of the financial details to quickly find your perfect property. We take an education-focused approach and provide clear next steps, along with an easy-to-use online application to kick-start the process accurately. Our tools and guidance will streamline the document submission process, and our detailed assessments will aid in budget planning and associated costs such as closing costs and adjustment costs. We can help you understand how homebuyer incentive programs work, determine your down payment amount, affordability, and monthly payments. We will also design a custom-tailored mortgage product, provide mortgage pre-approval, and lock in the best rate. With access to a wide range of lenders including large banks, mortgage finance companies, credit unions, and alternative financers, we can find options even if you don't qualify at your bank. Plus, we have access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Getting pre-approved is crucial before starting the mortgage process as it not only saves time but also helps determine the budget and begin the house hunting journey. Taking it a step further, I will assist in calculating the amount you can borrow, tailor a mortgage product to meet your specific needs, and secure the best possible interest rate to ensure rate assurance. The fast pre-approval process expedites the approval stage, enabling you to shop for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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